# Leafyleap

> Build Wealth, Live Well.


## Posts

- [15 Easy Side Hustles for the Average Person](https://leafyleap.com/15-easy-side-hustles-for-the-average-person/): I've got a whole lot to cover in this article, so I'm just going to get right into it. These are the 15 easiest side hustles for the average person like you and me.
- [Digital vs. Physical Planners: Pros, Cons, and Options](https://leafyleap.com/digital-vs-physical-planners-pros-cons-and-options/): Today we're going to be discussing digital versus physical planners, the pros and cons of each, the different options you can choose from on both sides, and, based on everything we discuss, you can decide which one is best for you.
- [What’s the Fuss About Zero-Based Budgeting?](https://leafyleap.com/whats-the-fuss-about-zero-based-budgeting/): zero-based budget is a budgeting method where your income minus your expenses equals zero. That means every dollar has a job, every dollar has a name. You know where every dollar of your income is going , whether it's for bills, saving, or discretionary spending. The goal is to ensure you're not overspending and that you're using your money efficiently.
- [20 Rules of Money: How to Win the Money Game](https://leafyleap.com/20-rules-of-money-how-to-win-the-money-game/): I want you to think about this, in your entire lifetime, how much money has gone through your hands? Maybe you made $73,000 last year at 28 years old, and your first paycheck was when you were 14 years old for $100. Add it all up and you’ll come out with a number: …depending on who’s reading this. The real question is: how much is left in your wallet? I’m not talking about “what’s in your wallet” with Capitol Choice. I’m asking: really, what do you have left? How much savings do you have? If you’re not too happy with […]
- [Why You Need a Rainy Day Fund (and How to Build One)](https://leafyleap.com/why-you-need-a-rainy-day-fund-and-how-to-build-one/): Why You Need a Rainy Day Fund (and How to Build One)
- [How to Start a Successful Dropshipping Store](https://leafyleap.com/how-to-start-a-successful-dropshipping-store/): How to Start a Successful Dropshipping Store
- [Understanding Investment Risk, A Simple Guide to Building Your Wealth](https://leafyleap.com/understanding-investment-risk-a-simple-guide-to-building-your-wealth/): If you’re going to build wealth by investing, you’re going to need to take some risks. I mean, you literally can’t have one without the other. But risk, when it comes to investments, is notoriously difficult to quantify, and if you’re new, the whole thing can be pretty bewildering. So let me help. Hi, In this blog I’ll cover three things: What Is Investment Risk? Risk is multifaceted and somewhat abstract until it happens to you. Most people think of risk as: But for me, the biggest part of investment risk is this: Will your investment perform in a way […]
- [Why You Need a Financial Health Day](https://leafyleap.com/why-you-need-a-financial-health-day/): You deserve to take time to get your life in order when you aren't on edge and under pressure. And employers, if you're reading this, you should also think about giving your employees a financial health day.
- [The Budgeting Method That Changed My Life](https://leafyleap.com/the-budgeting-method-that-changed-my-life/): We're talking budgeting today, and specifically, the budgeting method that changed my life. Welcome to my Blog! I’m excited to share the real strategy I use in my own finances, one that finally made things click after years of failing with other approaches.
- [How to Succeed at a No-Buy or Low-Buy Challenge](https://leafyleap.com/how-to-succeed-at-a-no-buy-or-low-buy-challenge/): By the time you’re reading this, 2025 will already be here. And if you’re interested in a no buy or low buy challenge, you’re in the right place. I’ve been doing no-buy challenges every single year since 2019, when I used it as a tool to help me pay off over $120,000 of student loan debt and heal my shopping addiction. Honestly, I credit these challenges with helping me reset my system, change my behavior, and completely transform my relationship with money, shopping, and even myself. It really can be such a powerful tool. So today I want to share […]
- [Top 10 Tips for Personal Brand Glow-Up](https://leafyleap.com/top-10-tips-for-personal-brand-glow-up/): Today, we're diving into something big: how to build your personal brand. I'll also talk a little bit about how I went from a graphic designer stuck on my computer to a multi hyphenate creative chasing all the dreams.
- [Build a Solid Dividend Stock Portfolio](https://leafyleap.com/build-a-solid-dividend-stock-portfolio/): In this blog, I am going to show you exactly how to build a solid dividend stock PortCo step by step. We’re going to cover everything you need to know when it comes to investing in dividend stocks. I’ll show you all the things you will ever need to know to build a high-quality dividend portfolio today.
- [6 Money Mindset Exercises to Help You Stay Focused on Your Goals](https://leafyleap.com/6-money-mindset-exercises-to-help-you-stay-focused-on-your-goals/): Money mindset exercises can help you stay focused on your financial goals and actually achieve them.  In today’s post, we’re going to talk about how to keep yourself on track and motivated by leveraging money mindset exercises.
- [How To Set Up Sinking Funds ](https://leafyleap.com/how-to-set-up-sinking-funds/): Hey guys, this is my blog where we talk about planning life and managing money. Today’s post is about my sinking funds. If you’ve been around this blog for a while, then you know that I have consistently struggled with saving for sinking funds, feeling like I didn’t have enough money to set aside. But I think I’ve finally settled into a system that really works for my family, and I wanted to share it with you today. Setting Up My Baseline I pulled out a sheet of paper from the Tool notebook collection (it fits perfectly in the budget […]
- [How to Save $8,000 Fast on a Low Income](https://leafyleap.com/how-to-save-8000-fast-on-a-low-income/): How to Save $8,000 Fast on a Low Income
- [How to Start a Profitable Service Based Business](https://leafyleap.com/how-to-start-a-profitable-service-based-business/): You’re tired of your 9-to-5. You dream of starting a business that will let you quit your job and never have to work another day at something you don’t enjoy. I’m here to share the exact steps you can take to start a business and begin earning money like, today. The easiest way to start is with a service-based business. All you’re doing is monetizing the skills you already have. It’s the most straightforward path to generating income and creating freedom for yourself. Step 1: Lay Your Foundation with an LLC The first thing you need is an LLC. This […]
- [8 Assets That Make People Rich and Never Work Again](https://leafyleap.com/8-assets-that-make-people-rich-and-never-work-again/): 8 Assets That Make People Rich and Never Work Again
- [How to Change bad spending habits](https://leafyleap.com/how-to-change-bad-spending-habits/): The habits that are small at the beginning like grabbing a chocolate bar when you're checking out at the grocery line may be fine at first. But as you go along, you can see that habits are hard to break. There are triggers that we all have that lead us to these habits and they’re often invisible to us in our daily lives.
- [10 Side Hustles To Pay Off Debt Fast](https://leafyleap.com/10-side-hustles-to-pay-off-debt-fast/): Hello everyone, welcome back! Today I’m going to be sharing with you 10 side hustles. All of these side hustles are ones that I have actually explored, signed up for and worked but once we talk about that, you’ll see that basically I’ve done that job as well. So, if you’re interested in learning about different side hustles that I have explored, then keep reading. My Side Hustle Journey I have always had a side hustle. For the majority of my life, I’ve had either some type of little side hustle or I’ve had a full-time job plus a side […]
- [10 Easy Ways To Save Money Without Sacrificing Your Lifestyle](https://leafyleap.com/10-easy-ways-to-save-money-without-sacrificing-your-lifestyle/): Whether you’re a college student, an entrepreneur, or an employee trying to save a lot of money you’re probably doing it the wrong way. I’ve seen many people save a lot of their money in banks and rely on interest income that’s only 1%. Well hello there, there is an inflation rate that is 10 to 12%, eating your savings account. Tightening your budget and sacrificing your lifestyle will just negatively impact your life. I’ve come to think about why people are prioritizing expenses instead of raising their assets in order to generate more cash. That’s why many entrepreneurs or […]
- [Fixed vs Variable vs Unexpected Expenses](https://leafyleap.com/fixed-vs-variable-vs-unexpected-expenses/): How to Budget for Fixed, Variable, and Unexpected Expenses
- [Find Your Passion, Do What You Love, and Make Money From It](https://leafyleap.com/find-your-passion-do-what-you-love-and-make-money-from-it/): If you don’t have a passion or you have one and don’t know what to do with it, this is the perfect guide for you. Stick around until the end to find out how to do what you love and make money at the same time.
- [How to Evaluate Stocks as a Beginner: A 6-Step Checklist I Wish I Had When I Started](https://leafyleap.com/how-to-evaluate-stocks-as-a-beginner-a-6-step-checklist-i-wish-i-had-when-i-started/): If you're a beginner, this checklist is crucial, it gives you the highest likelihood of choosing a stock that returns money in the long run. As long-term investors, we want to be investing in companies with proven track records.
- [8 Habits of the Wealthy](https://leafyleap.com/8-habits-of-the-wealthy/): Habits of the Wealthy
- [Top 10 Budgeting Tips as a Student](https://leafyleap.com/top-10-budgeting-tips-as-a-student/): Top 10 Budgeting Tips as a Student
- [Saving More vs. Earning More: Which Should You Focus On?](https://leafyleap.com/saving-more-vs-earning-more-which-should-you-focus-on/): Saving More vs. Earning More: Which Should You Focus On?
- [How to Write a Simple, Practical Business Plan](https://leafyleap.com/how-to-write-a-simple-practical-business-plan/): How to Write a Simple, Practical Business Plan
- [How to Invest $100: 8 Beginner Friendly Ideas (From Low to High Risk)](https://leafyleap.com/how-to-invest-100-8-beginner-friendly-ideas-from-low-to-high-risk/): How to Invest $100: 8 Beginner Friendly Ideas (From Low to High Risk)
- [Why You Need an Emergency Fund (and How to Build One)](https://leafyleap.com/why-you-need-an-emergency-fund-and-how-to-build-one/): This small fund isn’t meant to cover everything. It’s just enough to keep you afloat while you put your energy into paying off debt.
- [7 Evidence-Based Strategies to Actually Achieve Your Goals](https://leafyleap.com/7-evidence-based-strategies-to-actually-achieve-your-goals/): 7 Evidence-Based Strategies to Actually Achieve Your Goals
- [10 Mistakes Beginners Make When Starting Small Business](https://leafyleap.com/10-mistakes-beginners-make-when-starting-small-business/): Starting a small business can be exciting but also overwhelming. When I started mine, I made a lot of mistakes that cost me time, energy, and money. So, in this blog post, I want to share those 10 beginner mistakes with you. Hopefully, you’ll be able to skip the stress and start your journey with more confidence. 1. Spending Before Planning I was so excited to get started that I bought way too much stuff before I had a real plan. T-shirts, supplies, tools, I spent money before I even knew if people would buy my products. Takeaway: 2. Not […]
- [Stock Market For Beginners, Investing Step By Step](https://leafyleap.com/stock-market-for-beginners-investing-step-by-step/): This is the best piece of advice I've ever heard about investing. It came from a millionaire I looked up to as a kid. After overhearing him talk about investing, I wanted to get involved. But as a complete beginner, I didn’t know where to start. So I asked him: how do I pick the right stocks to invest in? His answer was very simple:
- [Takeaways from The Psychology of Money](https://leafyleap.com/takeaways-from-the-psychology-of-money/): Spend your next few minutes on this, and you might excel at the soft skill of investing! Here are the top 5 takeaways from The Psychology of Money by Morgan Housel, shared by The Swedish Investor—bringing you the best tips and tools for reaching financial freedom through stock market investing.
- [Compound Interest Explained Simply: How It Grows Your Wealth Over Time](https://leafyleap.com/compound-interest-explained-simply-how-it-grows-your-wealth-over-time/): Today we’re going to talk about compound interest, and I’m going to explain it in an easy and visual way for beginners. By the end of this post, you should have an idea about how compound interest works and applies to your investments—as well as how it indirectly affects your wealth through fund management fees. This is something you should absolutely be aware of. I’ll also share an easy rule of thumb on how to calculate the doubling time of an investment at a specific interest rate. And make sure to read until the end if you want to know […]
- [19 Money-Saving Tips I’ve Used to Keep a financially stable life](https://leafyleap.com/19-money-saving-tips-ive-used-to-keep-a-financially-stable-life/): In this post, I wanted to share 19 different money-saving tips. Some of them you have most likely never heard before. I know there’s a lot here, so just pick a few. They can really make a big difference.

## Pages

- [Blog](https://leafyleap.com/blog-2/)
- [Blog](https://leafyleap.com/blog/)
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- [About](https://leafyleap.com/about-2/): Write a brief title Consider using this if you need to provide more context on why you do what you do. Be engaging. Focus on delivering value to your visitors. Add a compelling title for your section to engage your audience. Use this paragraph section to get your website visitors to know you. Consider writing about you or your organization, the products or services you offer, or why you exist. Keep a consistent communication style. Add a compelling title for your section to engage your audience. Use this paragraph section to get your website visitors to know you. Consider writing […]
- [Home](https://leafyleap.com/): Lets earn together Tell your story in numbers, and give your visitors useful insights. Make an impact, and share your organization’s stats or achievements to interest your website visitors into learning more about you. 98% Stat title 100,110 Stat title Add a compelling title for your section to engage your audience. Use this paragraph section to get your website visitors to know you. Consider writing about you or your organization, the products or services you offer, or why you exist. Keep a consistent communication style. Add an overline text Write a brief title Consider using this if you need to […]
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